Migraine Pain, Coping with Health Channel

	Feature Article Medicare Part D - What You Need to Know The six-week enrollment period for the Medicare prescription drug plan (Part D) is coming up soon - enrollment runs from November 15 through December 31, 2007 for the 2008 plans. Medicare's drug plans are subsidized by the US federal government and offered through private insurers. In January, 2006 Medicare enacted Part D as a supplemental insurance plan for seniors to offset the costs of prescription medications. Part D is an optional plan in which the insured (consumers) pay a premium each month and Medicare pays for prescriptions. If you decide not to enroll in Part D when you're eligible, you may be charged a penalty for enrolling later. The initial enrollment period is the period three months before and three months after your 65th birthday. If you are disabled you may enroll three months before and three months after your 25th month of disability. This is called the Initial Enrollment Period. If you opt out of the Initial Enrollment Period and choose to enroll later, you may calculate your penalty by 1% of the national average premium for the year you choose to join and multiply it by the number of months you were eligible to join but didn't. If you currently have prescription drug benefits through another insurer, contact your insurer to see if you will benefit by enrolling in Medicare Part D. Select a Part D Plan Now Continue reading this article

More Articles

Medicare Part D - What's It All About? Medicare Part D is a government subsidized prescription drug coverage program. Medicare Part D prescription drug plans are provided by private insurance companies. The costs of you plan will vary depending on what medications you use, what plan you choose, and whether or not you receive help paying your Part D costs.

Medicare Part D - What is a Formulary? The formulary is the list of medications that your Medicare Part D plan covers. Each Medicare Part D formulary must be approved by the Center for Medicare Services (CMS) as a condition for approval of participation in the program. Regulations specify that formularies must include a minimum of two drugs in each therapeutic category and pharmacologic class of products covered by Part D.

Medicare Part D - Understanding the Dreaded Donut Hole and How to Avoid It The donut hole is a coverage gap in Medicare drug plans. What it means to you is that after you and your plan have spent a certain amount of money for covered medications (no more than $2,400), you have to pay out-of-pocket all costs for medications until you hit the cap of $3, 850. This does not include the monthly premium which you must continue to pay.

Medicare Part D - Paula Duffy, Test Case Millions of Americans have taken advantage of the Medicare Part D prescription coverage program, thinking that if they pay their monthly premiums, their prescriptions will be covered. We have come up with a fictional scenario to demonstrate how Medicare Part D might work for different people. Ms. Duffy is 73 years old with high blood pressure, high cholesterol, asthma, depression, anxiety and osteoporosis. Her doctors have prescribed the following medications

Use Healthline to search the web for more Migraine Pain, Coping with information.