Health Insurance Health Article

Clinical trial

—A study to determine the efficacy and safety of a drug or medical procedure. This type of study is often called an experimental or investigational procedure.

Health care provider

—A doctor, hospital, lab, or other professional person or facility offering health care services.

Health insurance claim

—A bill for health care services that is turned in to the health insurance company for payment.

QUESTIONS TO ASK THE DOCTOR

• What types of insurance do you accept?
• Does your office file claims for patients?
• Will your office get pre-authorization for procedures where it is required?
• Do you have a list of providers for my type of insurance in case a referral is necessary?
• If an experimental procedure is recommended, what costs will be involved?